Spread the tortilla with refried beans. Fry the tortilla, bean side up in a small non stick pan sprayed with cooking spray, until the tortilla is a bit crispy. Meanwhile, fry an egg to your liking, sunny side up, over easy or over medium. Slide egg on top of tortilla and beans.
Sprinkle cheese on top of egg. However much you like. Place a clear pot lid on top so you can see when the cheese is melted. Once melted, slide this onto a plate.
Top with a dollop of sour cream, some salsa, and sprinkle cilantro on top of everything. Can be served with a squirt of lime.